Residential Mortgage Loan Products Convenient options (terms from 8 to 30 years) Home Purchase Loans • Verified Approval Letter gives our clients confidence shopping for a home and a competitive advantage over other buyers who may only have pre-approvals or pre-qualifications. • Padlock days available to help protect our clients’ rate lock. • Conventional, FHA, VA, Jumbo Home Refinance Loans • Rate and Term • Cash Out / Debt Consolidation • Jumbo • FHA • VA